All Posts By

Judy Roseberry

Monthly Market Update for October 2017

Monday, November 13, 2017

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Global Economy: Common measures of US economic health continue to be positive, with 3Q-17 real gross domestic product (GDP) initially estimated at 3.0%.  Surveys around consumer sentiment and manufacturing ended at multi-year highs, and retail sales posted the best month-over-month results in two and a half years.  That said, Core PCE, the Federal Reserve’s preferred measure of price inflation, remained depressed at just 1.3% on a year-over-year basis.  The latest meeting minutes acknowledged that recent inflation weakness may stem from “the influence of developments that could prove more persistent.” The unemployment rate dropped to a 17-year low of 4.1% in…

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What’s Your High-Net-Worth Personality?

Friday, October 27, 2017

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What’s Your High-Net-Worth Personality? Here’s why you need to know As a successful person with big goals, you require truly valuable financial advice that maximizes your ability to achieve your most important personal and professional financial objectives. That means you need to work with professionals who connect with you. Who relate to you. Who understand you well enough to really “get” what you want your money to accomplish and why. To get advice that works, it’s important to understand your own high-net-worth personality so you can select and work with advisors who are an ideal match. What is a high-net-worth…

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Monthly Market Update for September 2017

Thursday, October 12, 2017

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Global Economy: Backward-looking economic signals continue to be positive, with 2Q-17 real gross domestic product (GDP) revised up to 3.1%.  While manufacturing and producer surveys remained positive, core PCE, the Federal Reserve’s preferred measure of price inflation, moved down to 1.3% on a year-over-year basis. The unemployment rate dropped to 4.2% in September, even as nonfarm payrolls unexpectedly declined by 33,000, the first monthly subtraction in seven years.  The impact of hurricanes Harvey and Irma largely explains the drop, which is subject to revision and final reporting.  Average hourly earnings increased by 2.9% year-over-year, matching a post-recession high established in…

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10 Steps to Help Protect Your Identity

Wednesday, September 20, 2017

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Equifax recently announced that between mid-May and July 2017, over 143 million American consumers’ sensitive financial information was exposed. Since Equifax tracks the financial data for so many Americans, there is a high likelihood that your personal information has been exposed. Here are 10 steps to take today to protect yourself. 1. Specifically, for this breach: a. Visit Equifax’s website, www.equifaxsecurity2017.com, and find out if you were exposed by clicking on the “Potential Impact” tab and entering your last name and last 6 digits of your social security number. b. If you find out your information was exposed, follow the…

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Monthly Market Update for August 2017

Wednesday, September 13, 2017

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Please find the next blog in our monthly series that provides timely market data as well as perspectives on the current state of the economy and the global financial markets. Global Economy: Themes of mild inflation, moderate growth, low unemployment and persistently low volatility are shared around the globe, even as North Korea continues its provocative pursuit of nuclear capability.  In the US, Hurricane Harvey’s impact will be felt in the short run, particularly as it relates to the energy markets and productivity, although expectations are high that Houston recovers well. Congress took its summer recess, but returns to work…

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How to help business owners plan for retirement

Thursday, September 7, 2017

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Want to help business owners plan for retirement?  In addition to financial expertise, you’ll need plenty of time, patience and empathy, says Joel Guth, president of Gryphon Financial Partners in Columbus, Ohio.  “Most owners think of their business as their bonus child,” Guth says. “They have spent 60 to 80 hours a week with their business for decades. Retirement planning is obviously about the financial aspect, but the emotional element for business owners can also be huge. For many, it’s like selling their baby.”

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Monthly Market Update for July 2017

Monday, August 14, 2017

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Please find the next blog in our monthly series that provides timely market data as well as perspectives on the current state of the economy and the global financial markets. Global Economy: The global economy finds itself unusually calm, despite being surrounded by several strong currents.  As it relates specifically to the US, there has been inconsistent economic data combined with unfolding political developments.  The Commerce Department provided the advance release of 2Q-17 real gross domestic product (GDP), suggesting accelerated consumption and non-residential investment produced annualized growth of 2.6%.  While this more than doubles the 1Q-17 reading, it was accompanied…

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Monthly Market Update for May 2017

Thursday, June 8, 2017

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Please find the next blog in our monthly series that provides timely market data as well as perspectives on the current state of the economy and the global financial markets. Global Economy: In the US, the Commerce Department revised 1Q-17 real gross domestic product (GDP) upward from 0.7% to 1.2%. Personal consumption expenditures (PCE) rose 0.2% in April, but year-over-year (YoY) reading was 1.7%, down from the 1.9% annual rate in March.  The labor market was mixed, with jobless claims remaining relatively low and unemployment declining to 4.3% (its lowest level in 16 years).  Wage growth remains stubbornly low at…

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Monthly Market Update for April 2017

Wednesday, May 10, 2017

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Please find the next blog in our monthly series that provides timely market data as well as perspectives on the current state of the economy and the global financial markets. Global Economy: There was a sigh of relief from investors in April following the first round of elections in France and the announcement of the upcoming election in the United Kingdom (UK).  The likelihood of a moderate president in France and a less-divided House of Lords during Brexit negotiations led to decreased expectations of turmoil in the European Union (EU), and consequently increased the market’s overall appetite for risk.  All

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Monthly Market Update for March 2017

Thursday, April 13, 2017

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Please find the next blog in our monthly series that provides timely market data as well as perspectives on the current state of the economy and the global financial markets. Global Economy: Throughout March, financial markets began to formally take notice of certain “gaps” that have developed across the political and economic landscape.  Observing the partisan fractures that exist between the new administration and Congress, an expectations gap emerged between pro-growth policy aspirations and the less-optimistic reality of when and to what degree the proposed changes can be implemented.  Embarking on its ninth year of economic expansion, recent indicators for…

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