All Posts By

Judy Roseberry

Monthly Market Update for June 2015

Tuesday, July 21, 2015

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Please find the next blog in our monthly series that provides timely market data as well as perspectives on the current state of the economy and the global financial markets. Global Economy: The outlook for the US economy improved in June as business activity and job growth pointed to a rebound during the second quarter.  The Institute for Supply Management’s (ISM) manufacturing index rose modestly in June to 53.5, from 52.8; with readings over 50.0 indicating overall expansion.  Production activity was largely unchanged, but the new orders component rose to a six-month high.  Moreover, the ISM’s gauge of non-manufacturing companies…

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Monthly Market Update for May 2015

Wednesday, June 24, 2015

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This is our first in what will be a new series of monthly blogs that will provide timely market data as well as perspectives on the current state of the economy and the global financial markets. Global Economy: The US economy bounced back from the weak first quarter highlighted by strength in the housing sector and expanding manufacturing activity.  Core inflation accelerated to its highest level in over two years.  The government’s second estimate of first quarter GDP showed the economy shrank at a 0.7% annualized rate, revised from the previously reported 0.2% gain.  A stronger dollar led to a…

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Preparing to Sell Your Business

Friday, May 29, 2015

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In our last blog, we emphasized the importance of addressing the first three, key objectives in exiting a business: When? How much? To whom? Now that you have those three big areas addressed, what are some of the housekeeping tasks as well as more in-depth preparation you should be doing to exit your company and accomplish these three objectives? Having clean, organized financials is important in supporting a valuation and thus getting the price you covet. Are financials audited or if not, will they survive the scrutiny of third party buyers? Are your forecasts credible? Do you have a plan…

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Where to Start?

Thursday, April 30, 2015

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Exit planning for business owners is without question an intricate, multifaceted task. For the past twenty years, we have advised our business owner clients and prospects to start with the same 3 questions. These answers provide the framework for the entire exit and what life looks like post-exit. 1. When do you want to exit? How much longer do you want to work in your company before retiring or moving on? This objective is so vital to the exit planning process but probably the likeliest of all to be adjusted; especially when the other objectives cannot be met within their…

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Protect. Protect. Protect.

Wednesday, March 25, 2015

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The gryphon is a legendary, mythical creature — half lion and half eagle. Its duty is to guard and protect family treasure and priceless possessions. At Gryphon Financial Partners, it is our goal and our honor to safeguard our clients’ lifestyle, business equity, personal wealth and legacy. Protect Family: The right insurance coverage will protect your family from the loss of future income and allow them to continue paying for their lifestyle, paying for college and continue pursuing their life goals. Finding the right advice for your individual situation is vital. Protect Business: If an owner or co-owner passes, the…

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Estate Planning – Are your Values Present?

Wednesday, February 25, 2015

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As clients near retirement, it is obviously very natural to have changes to their overall estate plan. Clients have spent most of their life accumulating wealth and want to retain as much as possible to pass onto future generations in a tax efficient manner. When one hears estate planning, this is generally what they think of – the financial side. We obviously know the importance and spend a good amount of time helping to educate our clients on different gifting techniques they can leverage. Whether you plan for it or not, the emotional and social aspects of your capital are…

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Exiting Your Business – Find an Expert

Thursday, January 29, 2015

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Most business owners spend 70-80 hours per week running their business. Their focus, as it should be, is on growing revenue, increasing margins, developing and managing their people and increasing the overall value of the business. This skill set is very unique and one that very few people possess which is why the majority of businesses are unable to grow beyond a few million dollars in sales. These skilled, successful business owners who have created millions of dollars of wealth through their businesses now need and deserve a different, albeit also unique skill set to preserve and grow this accumulated…

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Client First

Sunday, December 7, 2014

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We founded Gryphon Financial Partners around one theme — Client First. Everything we created and do on a daily basis is built around one fundamental belief: Success comes from doing the right things, in the right way, for our clients…every time. Today, we hear a lot about fiduciary or fiduciary management. It means that we have a fundamental obligation to provide suitable investment advice and always act in our clients’ best interests. In fact, we bear a legal obligation to put our clients’ interests ahead of our own and can face legal penalties if we do not. As a registered…

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